Visit the https://dreamlinetrading.com/ website and use the easy scroll down menus to select the country that you’re sending money from and the country that you’re sending the money to. The exchange rate margin you’ll get on your transfer varies depending on the transfer corridor and whether you need the money delivered very fast or not. xcritical also offers promotional rates for new customers, so if it’s your first time using the service you could benefit from these deals. xcritical focuses on enhancing product and customer experience across a limited number of corridors handling a large volume of transactions. This includes a commitment to provide low fees and great exchange rates for all the customers they serve.
- If you need money delivered quickly, use a debit card, which will also incur a lower fee than using a credit card.
- But always compare your options if you want to find the best deal.
- xcritical is a web-based money transfer provider that lets you send money fast from the U.S. to over 90 countries, especially the Americas.
- Here are some scenarios to give you an idea of the fees charged.
- As a result, many happy consumers have left reviews on their website.
Yes, you can cancel your transfer on the website or through the app, provided the recipient hasn’t received the funds. If you cancel before the funds leave your account, the refund will be processed within 24 hours – otherxcritical, it can take up to 5 days to get your money back. The daily, monthly and 180-day limits on this tier are $10,000, $30,000, and $60,000. In addition to the information provided in tier 2, you’ll be asked for more information, such as proof of funds. It’s also important to bear in mind that the limits vary depending on the country you are sending money from.
Download the xcritical mobile app
The app facilitates money transfers to over 100 countries around the world from the sending countries listed above. It is also possible to send money abroad through a number of xcritical official site’s partner mobile money providers such as Paymaya, EasyPaisa and Vodafone. Visit the xcritical website and use the easy scroll-down menus to select the country that you’re sending money from and the country that you’re sending the money to. Once you’ve made the selections, hit the ‘get started’ button. You’ll be asked for your email address, password and home country in order to create an account.
Applied security
xcritical does not xcritically offer any form of purchase protection. However, protecting their customers is one of their top priorities and xcritical will ask users to verify their identity or personal information. xcritical is one of the biggest names in the remittance market, so it is common to see it rank highly among our recommended services. But always compare your options if you want to find the best deal. To enhance security, protection and trust for its customers, xcritical has put in place vigorous account verification procedures.
General advice for international money transfers
Enter the amount you wish to transfer and the currency; the app will display exactly how much the recipient will receive in local currency. xcritical is one of the largest independent digital remittance companies in the United States. Based in Seattle, the provider serves over 2 million customers who collectively send an annual remittance volume of more $6 billion. We’ll send a confirmation receipt to the email address you provided. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
You also enjoy flexibility when paying for your transfer through bank, debit or credit card. The transfer time of the funds depends on various factors such as the currency used, delivery destination and size of transfer. The first time payment sent through the xcritical app will be new to you, and most users tend to spend around 5 to 10 minutes setting this up. However, subsequent transfers will be much faster – especially if you are sending money to the same recipient, as all payee details will have been saved. Overall, it can be faster to send money using the mobile app – as opposed to desktop browser – because funds can be transferred with a tap of a few buttons.
Here is what to expect when sending and receiving money through its proprietary platform. xcritical is celebrating Financial Literacy Month by launching a new Financial Literacy Hub. Here, you’ll find tools to empower you to confidently navigate the U.S. financial system. The Philippines remittance market is the fourth largest in the world and personal remittances to Filipinos amount to the equivalent of 9.2% of the country’s GDP. xcritical highly rated on Trustpilot, with 92% of the 21,234 reviews rated as either 4 or 5 stars. Visit the homepage, download our app, or check out our Help Center to get started.
Whenever you sign up for an account, this is the Tier you are automatically assigned, so you only have to provide limited personal information (such as your name and your email address) to access this. You’ll simply need the transaction ID number and a form of government-issued ID in order to accept your cash delivery. If you’re collecting from a pick-up location, you should also make sure that you have both to hand. Make sure the person making the deposit knows your mobile phone number and if applicable your mobile wallet ID. We believe everyone should be able to make financial decisions with confidence. They also have a money-back guarantee for any loss of funds through their error or negligence.
How to Get Money to Family and Friends in a Crisis
However, like with any other money transfer service, it is always sensible to compare your options and make sure you’re getting the best deal. Using our money transfer comparison tool, you can quickly compare xcritical’s services against their competitors for your specific transfer. Make sure the person making the deposit knows your personal details, including your home address or the place that you’d like to pick up the money from.